Best Natural Cleaning Supplies

Our independent research projects and impartial reviews are funded in part by affiliate commissions, at no extra cost to our readers. The opinions are our own.  Using natural cleaning supplies is a great way to clean your home effectively without harsh chemicals and at half the cost. Here are some simple and effective natural cleaning supply recipes using common household ingredients: Remember to test these natural cleaning supplies in inconspicuous areas first, especially on delicate surfaces, to ensure they don’t cause any damage. These natural recipes are effective alternatives to commercial cleaning products and can help you maintain a clean and chemical-free home.

Boat Buying Basics

Our independent research projects and impartial reviews are funded in part by affiliate commissions, at no extra cost to our readers. The opinions are our own.  There is a saying in the boat world- The best days of owning a boat are when you buy a boat and when you sell a boat. My husband is an avid sailboat advocate. He recalls the year he lived on his sailboat, as one of the best times in his life. There is also a great boat inspection checklist that he used when purchasing his last boat- link. So Let’s Get Down To The Basics Buying a boat is an exciting venture, but it’s essential to be well-informed and prepared before making such a significant purchase. Here are some of the best things to know before buying a boat: By being well-prepared and informed, you can make a confident and well-informed decision when buying a boat, ensuring that you choose the right vessel for your needs and maximize your enjoyment on the water.

Top 10 Best Financial Tools

Our independent research projects and impartial reviews are funded in part by affiliate commissions, at no extra cost to our readers. The opinions are our own.  Budgeting is not fun for anyone, but very important to your future financial wellbeing. Below are the best financial tools that I have used myself to assist with building net worth. The best financial tools can help you manage your money, budget effectively, track expenses, and plan for the future. Here are the top 10 financial tools that can assist you in achieving your financial goals: Remember that the best financial tools for you may depend on your specific needs and preferences. Before choosing any tool- evaluate its features, security measures, and compatibility with your financial goals. Always prioritize data security and opt for reputable, well-reviewed financial tools.

The Best Top Ten House Maintenance Checklist

Our independent research projects and impartial reviews are funded in part by affiliate commissions, at no extra cost to our readers. The opinions are our own.  House maintenance is essential to keep your home in good condition and prevent costly repairs in the future. Here are the best top 10 things to know for effective house maintenance: Regular inspections When buying a home, the rule of thumb is to always obtain a home inspection prior to the end of the due diligence period. The inspection may reveal underlying issues that you may not notice when walking through the home. It is also a wise decision to conduct routine inspections of your home’s interior and exterior. Look for signs of damage, leaks, cracks, or wear and tear. Addressing issues early can prevent them from escalating or decrease issues when attempting to sell in the future. HVAC system maintenance Schedule regular maintenance for your heating, ventilation, and air conditioning (HVAC) system. Plumbing checks Inspect plumbing fixtures, pipes, and drains for leaks or clogs. Promptly fix any leaks with a licensed plumber to avoid water damage and wasted water. Roof care Regularly inspect your roof for damaged shingles, cracks, or signs of wear. Addressing roof issues promptly can prevent water leaks and protect your home’s structure. Pro tip- check your roof after recent severe storms, and remove any potential trees or large branches that could create potential if knocked over during a storm. Gutter cleaning Clean your gutters and downspouts at least twice a year to prevent the following- To ensure your gutters function correctly and protect your home from water damage, it is advisable to clean them at least twice a year, especially during the fall when leaves and debris are more likely to accumulate. If you’re uncomfortable or unable to clean your gutters yourself, consider hiring a professional gutter cleaning service to get the job done safely and effectively. To decrease the need for potential buildup- adding gutter covers is a great alternative or addition. Exterior maintenance Regularly paint or stain exterior surfaces, such as siding, fences, and decks, to protect them from weather damage and extend their lifespan. Pest control Keep an eye out for signs of pests and address infestations promptly. Regular pest control measures can prevent damage Read more…

Top Ten Best Financial Books

Our independent research projects and impartial reviews are funded in part by affiliate commissions, at no extra cost to our readers. The opinions are our own.  There are numerous excellent financial books available that offer valuable insights and advice on managing money, investing, and building wealth. Here are some of my best financial books that have received widespread acclaim: Book List “The Psychology of Money” by Morgan Housel: Provides valuable insights into the intersection of human behavior and finance, making it a recommended read for anyone interested in understanding the psychological aspects of money management and wealth accumulation. “The Little Book of Common Sense Investing” by John C. Bogle: The founder of Vanguard shares his philosophy on the benefits of low-cost index investing and why it’s a wise strategy for long-term investors. “Rich Dad Poor Dad” by Robert T. Kiyosaki: This classic book challenges conventional beliefs about money and provides valuable lessons on building wealth and achieving financial independence. “The Millionaire Next Door” by Thomas J. Stanley and William D. Danko: This book examines the habits and characteristics of millionaires, dispelling common misconceptions about wealth and highlighting the importance of frugality and wise financial decisions. “A Random Walk Down Wall Street” by Burton G. Malkiel: This book provides a comprehensive overview of various investment strategies, emphasizing the importance of diversification and low-cost index funds. “The Intelligent Investor” by Benjamin Graham: Considered a must-read for investors, this book offers timeless principles of value investing and is often referred to as the “Bible of Investing.” “Your Money or Your Life” by Vicki Robin and Joe Dominguez: This book presents a nine-step program to transform your relationship with money, achieve financial independence, and focus on what truly matters in life. “Think and Grow Rich” by Napoleon Hill: This classic self-help book emphasizes the power of positive thinking and mindset in achieving financial success and personal fulfillment. “I Will Teach You to Be Rich” by Ramit Sethi: This book provides a practical and no-nonsense approach to personal finance, covering budgeting, saving, investing, and other essential money topics. “Bogleheads’ Guide to Investing” by Taylor Larimore, Mel Lindauer, and Michael LeBoeuf: Written by a group of dedicated Bogleheads (followers of John Bogle’s investment philosophy), this book offers straightforward advice on building and managing a low-cost Read more…

Disclaimer and Policies

DISCLAIMER I’m not a certified financial planner/advisor, certified financial analyst, economist, CPA, accountant, or lawyer. I’m not a finance professional through formal education. I believe and takes pride in a sense of freedom, satisfaction, fulfillment and empowerment that I get from being adult competent. The contents on this site are for informational and entertainment purposes only and does not constitute financial, accounting, or legal advice. Always seek the assistance of a certified professional to answer specific questions related to your financial situation. By using this site, you agree to hold me harmless from any ramifications, financial or otherwise, that occur to you as a result of acting on information found on this site. AFFILIATE PROGRAMS This site uses affiliate links to set off costs associated with running the blog. If you click and/or make a purchase through affiliate links on this site, I may receive a small payment at no extra cost to you. All opinions are my own. I only link to products and services I currently use or have previously used. Thank you for helping keep this site running, providing free and valuable contents to you! PRIVACY POLICY Protecting my and my family’s privacy is of great concern to me. And I respect your privacy the same way that I hope/wish others respect mine. I don’t collect information about you other than (1) what you personally provide if you submit a comment (your email will not be published) or sign up for my newsletter updates and (2) what’s available through normal server logs and Google Analytics. I won’t sell or disclose your information to others unless I’ve received prior written agreement from you (e.g., you agreed to let me share your comment on a post with other readers).